ML financial solutions

Self-Managed Super Funds (SMSF)

For most Australians, aside from their family home, superannuation is the biggest investment they will ever make and so expert advice is essential. If you’re not accessing the significant tax benefits available through super, the chances are you are paying too much tax and not maximising your wealth or income.

Self-Managed Superannuation Funds (SMSFs) are the most popular way to save for retirement. Of the total money invested in the superannuation market, over 33% is invested via SMSFs followed by 27% retail funds, 20% industry funds, 16% public sector and 4% corporate plans (Source: Deloitte Actuaries and Consultants 2013).

SMSFs present advantages, such as:

  • Greater control over your investment.
  • Greater choice of investments.
  • Tax advantages.
  • Estate planning advantages.
  • Social security advantages.
  • On average, better performance than industry and retail funds.
  • Generally lower fees than industry and retail funds.

ML Financial Solutions offers a comprehensive service for clients wanting all the benefits of a SMSF without all the hassle. Our self-managed superannuation experts work with you to determine whether a SMSF is right for your circumstances. If it is, we’ll help you through all stages of setting up and managing your SMSF. We can look after everything, or you can be involved as much or as little as you prefer.

Our SMSF services include:

  • Strategy and tax advice, including preparing and maintaining the investment strategy and death benefits
  • Investment selection and portfolio management
  • Reporting and full fund administration
  • Preparation and lodgement of the accounts, tax return and meeting minutes for your SMSF
  • Arranging for the independent audit of your SMSF

For all your SMSF requirements » contact us today.